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What is expat life in the Maldives really like?

I lived in the Maldives myself several years ago. And that is why I was really looking forward to doing this interview with someone who is still enjoying expat life here.

I arrived in the Maldives just after a coup and I don’t think I had any idea about all the issues going on in this beautiful island nation. Within a year I decided to leave again because I couldn’t deal with the corruption, injustice and lack of freedom anymore. Yes, as expats we had easy access to amazing resorts, yachts and incredible diving, all at discounted rates. But the rest of the time we lived in a very strict muslim country on an extremely densely populated island…

Others however stayed and got used to life here. One of them is Ruth, who has lived in the Maldives for almost 6 years now, and I am very happy to share her story.

In the Ask an Expat series I interview people living all over the world but outside of their home country. I try to help paint an honest picture of the ups and downs of life abroad, share tips for anyone thinking about moving abroad and information about what to see and do in the city, town or country the expat now calls home.

Expat life in the Maldives

Location: Hulhumale, Maldives
Name: Ruth Franklin
Age: 47
Home town: Birmingham, UK

Her story:

“I discovered the Maldives 15 years ago, visiting as a scuba diver in search of manta rays and whale sharks. I was fortunate and found a reasonably priced resort that allowed me to stay and indulge in my hobby. But then came along development and my well-loved resort went luxury and beyond my price range. So I moved to diving from a boat which, over the years, enabled me to see more and gain a better understanding of local island life. I always considered myself lucky to have found a group of Maldivian friends. They invited me to their family homes for dinner, to break fast during Ramadan and to share afternoon hedika (a traditional snack) and beetle nuts. My love and appreciation of the country, its people, its culture and traditions was almost immediate. It resulted in me visiting the archipelago on over 30 occasions in the years since.

In 2012 the opportunity to relocate arose. I had met a businessman who asked if I would consider going into business together to run a travel agency. Not one to decline a challenge I  resigned from my retail career, moved to the Maldives and formed a tour company specializing in local island tourism and offering guided multi day tours.”

What do you like about the Maldives?

“The people. They are warm, friendly and hospitable and have welcomed me into their community. I am fortunate to have been ‘adopted’ by two local families and I am treated both as a sister and a daughter. To get the best out of living in the Maldives, I believe you should get to know local people. I appreciate that I am lucky because I already had a circle of friends and contacts as I arrived. But for those considering moving to the Maldives my advice would be to take time to hang out with Maldivians. You will meet them through work, they could be your neighbors or if you have school age kids then you will meet parents at the school gate. Surely, one of the points of moving to another country is to experience different cultures.”

What do you dislike about the Maldives?

“There is nothing I actually dislike. Yes there are aspects that frustrate me. The time it takes people to answer emails or get a job done for example! There is one thing I have learnt about the people from the Maldives and that is that they enjoy a slow paced, stress-free life. While we may think they are slow, they are perfectly on time according to themselves!”

Is there anything you miss about home in the UK?

“Maybe occasionally the seasonality of the weather. Yes it’s lovely to be able to wake up every day, look out the window and see blue skies and sunshine. But I have to admit I like a good rain storm and it makes a pleasant change to wake up and look out on a cloudy day.

People often presume I miss western food but I don’t miss any particular food items. In Malé, the capital, a wide range of fresh fruit and vegetables are available and with supermarkets such as Redwave and Fantasy in both Hulhumale and Male everyday staples are now easily on hand.  But, as far as food shopping is concerned, buy it when you see it! If a favorite brand suddenly pops up on the shelf you don’t want to leave it as you’ll never know if it will be back again!”

What is your favorite thing to do in the Maldives?

scuba diving in the Maldives

“Scuba diving! But I hate to say that I dive less now than when I was visiting as a tourist.

I also love having typical evening tea with my friends. Walk into any coffee shop, café or restaurant between the hours of 3pm and 5pm and you will find an array of bite size savory and sweet delights (hedikaa). Select as many as you wish and then, to follow true Maldivian tradition, accompany them with a mug of black tea.”

What is your favorite place to hang out in the Maldives?

“On the beach with friends, having coffee under the stars. It is fair to say that in the evening if you can’t find me at home, this is where I will be! In Malé there is a growing number of new trendy coffee shops so Nescafe and Lavazza are now no longer the only coffee options!”

What is the expat community like in the Maldives?

“I am one of a small number of expats in the Maldives who doesn’t really mix with the expat community socially. I have a couple of expat friends who I may meet for a coffee occasionally but otherwise my friends are all locals. There is a tight knit community of expats though who often organize get togethers, boat trips, trips to resorts, etc. Hulhule Island Hotel, close to the airport, serves alcohol and is therefore generally seen to be a meeting point for expats, especially on weekends. There are a few Facebook groups that will keep you up to date on social opportunities both in Malé and at resorts. ”



Any tips for moving to / living in the Maldives?

“You have to come with an open mind. Be prepared to make compromises. Apreciate that living in the Maldives is not the same as holidaying here, especially if you are living on a local island and your experiences have only ever been resort life. Accept the country with all its flaws, regulations and bureaucracy and understand that you may experience frustration because of these.

Accept that whilst you may not agree with government policies and regulations it is not your place to rock the boat. By all means discuss and debate with family and friends but do not think that you can impact a political change.
If making an impact and supporting local communities is something that gets you buzzing, connect with local NGOS, girl guides or scout groups. Support beach cleans and community projects. Your skills and abilities will be welcomed.

Whilst access to food and materialistic items has improved in the time I have been living here, it has made me appreciate that life isn’t all about having the best of everything. Back in the UK I spent the last 10 years living in West London. I hate to think how much money I spent on clothes, shoes and new must haves for my home. With minimal shopping opportunities I have scaled down my belongings big time. I have what I need for my life to be comfortable and I may add to my wardrobe once a year when I am traveling to Europe.

If accommodation is not provided by your employer then renting an apartment in Malé or Hulhumale is getting expensive. Expect to pay a minimum of US$1000 per month for a one bedroom apartment.

Estate agents and removal companies don’t exist in the way we know them in the western world. Recently Facebook pages have popped up featuring rooms and apartments for rent, but other than that it is word of mouth.

If you are considering taking on a job at a resort there are some key points to bear in mind. You will most likely be living in shared accommodation. In many resorts staff are not able to mix with guests when they are off duty and sometimes they are confined to the facilities available in the designated staff area. It is not always easy to leave the resort even on your day off, especially if you are not located close to Malé. I have not worked in a resort myself, but I always considered it to be like living in a bubble or a golden cage. You either love it or hate it and it was never an option for me.”

what expat life is like in the Maldives

“And then there are some other things to be aware of. The Maldives is a Muslim country; therefore bikinis are a no-go on local islands unless there is a bikini beach or a private garden/balcony.  Locals are far more tolerant these days of western dress, and shorts, sundresses and vest tops are not frowned upon as much anymore. However, my advice would be to dress modestly and respect the Maldivian culture.

The Islamic faith underpins day to day life and this is something that you should be aware of. You will hear the call to prayer five times a day. You therefore may want to check how close your apartment is to the mosque! On Fridays ferries do not operate and during Friday prayer islands are at their most peaceful and still. Islamic festivals such as Ramadan, Hajj and EID are strictly observed. During Ramadan fasting takes place and cafes and restaurants are closed during day light hours. It is against the law to eat, drink or smoke during this period and whilst foreigners will not be fined, out of respect for the community you are expected to eat, drink and smoke only behind closed doors. Working hours during this period are considerably reduced and the pace of life becomes even slower than normal.

I guess the point I am making here is that if religion does not play a large part in your day to day life now, keep in mind that when you move to a local island in the Maldives it will have some bearing, however small, on your everyday life here.

One other big consideration is alcohol. Laws prohibit alcohol being drunk on all local islands. Expats often visit resorts for a day or an evening to go to the bars there. This can be a costly habit though, as resorts often charge entrance fees, drinks at resorts aren’t cheap and on top of that there is the cost of a speedboat transfer. Look out for expat social events if you want to meet up with other expats for a drink or a party.

Pork is also forbidden so don’t expect bacon for breakfast!

One final consideration is that local islands are not always as pristine as the picture perfect resort islands. Though they’re catching up and are still beautiful in their own way, be forewarned that there are still some growing pains and there is definitely room for improvement. The Maldivians historically threw their waste into the ocean. That was no real issue in the days when waste was predominantly food waste and biodegradable. Then came along plastic and then came one million visitors. Add all this together and we are presented with a country that has a significant challenge regarding waste removal.”


Any resources you found useful during the process of moving to and/or building a new life in the Maldives?

“I didn’t really refer to any websites other than Immigration.gov.mv However, if you are moving to the Maldives as part of a business venture then I would highly recomend reading all that is available on the following websites in order to know what is expected from businesses: Mira.gov.mv & Trade.gov.mv

Don’t expect to be told all there is to know. More often than not you will stumble upon updates as opposed to being informed formally!”

Is there something you just have to see or do when you are in the Maldives?

“Get into the water! Snorkel or scuba dive and if you don’t dive take the opportunity to learn to dive. With the water a consistent 27-28 degrees Celcius (81-82F) there is in my opinion no better place to learn to dive. No matter where you are based in the Maldives, great snorkelling and diving opportunities are on your doorstep.”

interview about expat life in the Maldives

About Ruth

Ruth Franklin has been living in the Maldives for almost 6 years. She is originally from the UK where she worked at retailer British Home Stores for 27 years.

Ruth moved to the Maldives in 2012 and is co-founder of Secret Paradise Maldives, a unique tour company specializing in day tours and multi day tours throughout the Maldives which allows tourists to engage with locals.

About the Maldives

about the Maldives

The Maldives is a tropical island-nation in the Indian Ocean. It is composed of 26 ring-shaped atolls, which are made up of around 1,200 islands. The Mladives is known for its beaches, blue lagoons and extensive reefs.

Only around 200 of the country’s islands are inhabited and another 100+ are used as resort islands.

Every resort in the Maldives is located on its own private island with stunning white-sand beaches and an incredible reef surrounding the island. The unrivalled luxury and incredible natural beauty make the Maldives an obvious choice for a vacation of a lifetime.

Political situation and culture

The Maldives has long been ruled over with an iron fist by Maumoon Abdul Gayoom, who did not hesitate to jail dissidents and was re-elected five times in more or less rigged elections. Under international pressure, free and fair elections were finally held in 2008, and Gayoom conceded defeat to opposition leader Mohamed Nasheed.

Following protests that started in May 2011, president Nasheed was forced to resign from office on 7 February 2012. Mohammed Waheed Hassan, supported by the former dictator, was appointed president of the Maldives. There have been reports of violence and human rights violations by the security forces against protesters backing Nasheed.

Maldivians are almost entirely Sunni Muslim, and the local culture is a mixture of South Indian, Sinhalese and Arab influences. Alcohol, pork, drugs and public observance of non-Muslim religions are banned on the inhabited islands. The resort islands however do not have to follow these laws and it feels like here almost anything goes.

“I first came to the Maldives with no idea how different it was to the rest of the world. How fragile or challenging life seems here at the mercy of the sea, with so few resources locally available. It’s such a contradiction that this is also where to find some of the world’s most luxurious hotel properties.” – Tom Masters, writer for Lonely Planet

Are you thinking about traveling to the Maldives?
Also read:
 My Top 3 Luxury Resorts in The Maldives

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Interview with an expat about living in the Maldives

Featured image: the densely populated capital city Malé. Picture by Shahee Ilyas

Author: Sanne Wesselman
A traveler, wanderer, digital nomad and entrepreneur. Owner of marketing company A to Z Marketing (Atozmarketing.eu).
I spend most of my time living and working abroad and use this blog to share some of my international experiences and travel tips.

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